The FasterFreedom Show Podcast

In November 2025, the biggest real estate association in America predicted home sales would jump 14% and mortgage rates would drop to 6%. Instead, rates went over 7% and sales went down. So this time, we're making our own predictions, and putting our names on them. In this episode, Sam and Lucas break down what really happened in the housing market over the last two years, what Goldman Sachs, Fannie Mae, and the MBA are predicting for 2027 (spoiler: they can't agree), and then each give their own call on rates, prices, and how the market plays out season by season. Plus: what it all means for investors, and the craziest Christmas Day sports schedule we've ever seen. 🚀 GET THE INFINITE RENTAL SYSTEM: Buy your first (or next) rental with none of your own money → https://rentals.fasterfreedom.com 📖 In this episode you'll hear: ✅ Why 2025 home sales were the lowest since 1995 ✅ How prices hit a record high while sales hit the floor ✅ Why the Fed hiked rates for the first time in 3 years, and what's next ✅ What Goldman Sachs, Fannie Mae, the MBA, and Zillow predict for 2027 ✅ Why one forecaster says 6.4% rates and another says 7.5% all year ✅ Sam's 2027 call: rates, prices, and a season-by-season breakdown ✅ Lucas's 2027 prediction, and where he disagrees with Sam ✅ The "hidden discount" in today's home prices most people are missing ✅ What smart investors should be doing right now to get ready for 2027 ✅ The Christmas Day TV schedule: 8 NFL and NBA games, LeBron's return to LA, and more The market doesn't need prices to go up. It needs transactions. The investors who buy while everyone else waits are the ones who win when the market unfreezes. Save this episode. Next November, we're pulling it back up to see who was right. FREE RESOURCES + LINKS MENTIONED: 🚀 The Infinite Rental System: Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com 🏦 FasterFreedom Capital: Short-term, long-term, and gap funding for real investors → https://www.fasterfreedomcapital.com 🏠 RE Launch Free Community: Weekly coaching, deal reviews, and community support → https://www.skool.com/relaunch/about 📊 RealBooks: The bookkeeping software built specifically for real estate investors. Get 30% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606 📱 FOLLOW SAM: @samfasterfreedom 📱 FOLLOW LUCAS: @lucasfasterfreedom 🎙️ ABOUT THE FASTERFREEDOM SHOW: Hosted by Sam Primm and Lucas. Sam and Lucas own $40 million in real estate and have closed over 2,000 deals, all built using other people's money. Every week, they break down the actual strategies for using real estate to build wealth on a normal income. No fluff. No hype. Just the truth about how to escape the W-2 grind and build lasting financial freedom. Predictions shared are opinions, not financial advice. Market data sourced from NAR, Goldman Sachs, Fannie Mae, MBA, Freddie Mac, and S&P Case-Shiller as of November 2026. #HousingMarket2027 #RealEstatePredictions #MortgageRates #RealEstateInvesting #HousingMarket #FedRates #SamPrimm #FasterFreedom #RealEstate2027

You can have 50 paid-off rentals worth $10 million that pay you $45,000 a month while you do almost nothing. Or you can have a $5 million business that pays you $83,000 a month, but only if you show up 30–40 hours a week. You only get one. Which are you taking? Most people answer in about two seconds. Then they hear the numbers and change their mind. In this episode, Lucas puts Sam on the spot with the ultimate investor "would you rather." Round by round, they break down wealth vs. income, time vs. money, risk vs. upside, and what you'd actually want to hand down to your kids. By the end, you'll know which path fits the life you're really trying to build. 🚀 GET THE INFINITE RENTAL SYSTEM: Buy your first (or next) rental with none of your own money → https://rentals.fasterfreedom.com 📖 In this episode you'll hear: ✅ Sam's gut answer, and whether he sticks with it by the end ✅ Twice the wealth or nearly twice the income: which one actually wins ✅ Why the business owner makes an extra $4.6M over 10 years, and the 20,000 hours it costs them ✅ Would Sam get bored without a business to run? ✅ What a recession would do to 50 rentals vs. a $5M business ✅ Which one has the higher ceiling, and which one is easier to double ✅ Could the business owner eventually just buy the 50 rentals? ✅ Which one you'd rather pass down to your kids (and which one they could actually run) ✅ Rapid-fire round: at 30, at 60, in a recession, and if you couldn't sell for 10 years There's no right or wrong answer. But there is a question every investor needs to answer honestly: Are you building wealth to create freedom, or are you sacrificing freedom to keep building wealth? FREE RESOURCES + LINKS MENTIONED: 🚀 The Infinite Rental System: Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com 🏦 FasterFreedom Capital: Short-term, long-term, and gap funding for real investors → https://www.fasterfreedomcapital.com 🏠 RE Launch Free Community: Weekly coaching, deal reviews, and community support → https://www.skool.com/relaunch/about 📊 RealBooks: The bookkeeping software built specifically for real estate investors. Get 30% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606 📱 FOLLOW SAM: @samfasterfreedom 📱 FOLLOW LUCAS: @lucasfasterfreedom 🎙️ ABOUT THE FASTERFREEDOM SHOW: Hosted by Sam Primm and Lucas. Sam and Lucas own $40 million in real estate and have closed over 2,000 deals, all built using other people's money. Every week, they break down the actual strategies for using real estate to build wealth on a normal income. No fluff. No hype. Just the truth about how to escape the W-2 grind and build lasting financial freedom. Numbers discussed are hypothetical examples for debate purposes. They assume no debt and are shown before personal income taxes. Actual results vary. #RealEstateInvesting #RentalProperty #PassiveIncome #Entrepreneurship #FinancialFreedom #BusinessOwner #CashFlow #WealthBuilding #SamPrimm #FasterFreedom #WouldYouRather

If we lost every property tomorrow and had to start over with a W-2 and zero dollars, we would NOT buy our first rental the way we bought our first rental. The strategy that built our portfolio worked in a market with cheap money and rising values. Copy it today and you could get hurt. In this episode, Sam and Lucas break down exactly how they used to buy rentals, why that playbook is riskier in today's market, and what each of them would do differently if they started over right now. Two investors, same goal, two different plans — so you can pick the one that fits you. 🚀 GET THE INFINITE RENTAL SYSTEM — Buy your first (or next) rental with none of your own money → https://rentals.fasterfreedom.com 📖 In this episode you'll hear: ✅ The old playbook: hard money, private money, and small local bank refinances ✅ Why variable-rate bank loans are a ticking clock in today's market ✅ Why Sam would start with a duplex or fourplex instead of a single-family house ✅ How to fund the purchase and rehab with a private lender ✅ Why a 30-year fixed DSCR loan beats the old local bank refi right now ✅ Why leaving money in the deal can be the smartest move you make ✅ The $250/month cash flow rule (with a full duplex example) ✅ What Lucas would do the same — and completely different ✅ Where the market is heading and why high rates can work in your favor ✅ What to expect from this week's Fed meeting ✅ Fantasy football, NBA hot takes, and life talk If you copy a 2019 strategy in 2026, you'll buy a 2026 problem. The principles never change — buy right, use other people's money, and make sure it cash flows. This episode shows you how to apply them today. FREE RESOURCES + LINKS MENTIONED: 🚀 The Infinite Rental System — Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com 🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors → https://www.fasterfreedomcapital.com 🏠 RE Launch Free Community — Weekly coaching, deal reviews, and community support → https://www.skool.com/relaunch/about 📊 RealBooks — The bookkeeping software built specifically for real estate investors. Get 30% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606 📱 FOLLOW SAM: @samfasterfreedom 📱 FOLLOW LUCAS: @lucasfasterfreedom 🎙️ ABOUT THE FASTERFREEDOM SHOW: Hosted by Sam Primm and Lucas. Sam and Lucas own $40 million in real estate and have closed over 2,000 deals, all built using other people's money. Every week, they break down the actual strategies for using real estate to build wealth on a normal income. No fluff. No hype. Just the truth about how to escape the W-2 grind and build lasting financial freedom. Deal numbers discussed are illustrative examples. Actual results vary by market, deal, and financing. #RealEstateInvesting #FirstRentalProperty #DSCRLoan #PrivateMoney #BRRRR #Duplex #Fourplex #RentalProperty #SamPrimm #FasterFreedom #CashFlow #RealEstate2026

In 2019, the typical home in St. Louis cost about $815 a month. Today, it's $1,584. Home prices went up 28%. The monthly payment went up 94%. And household income didn't come close to keeping up. So can Americans still afford to buy a house? Or is homeownership quietly turning into a luxury? In this episode, Sam and Lucas run the actual numbers on housing affordability across America. They compare St. Louis to Kansas City, Dallas–Fort Worth, Denver, and San Diego, break down what's really happening to the housing market, and explain why an unaffordable market doesn't mean prices are about to crash. Then they cover where the opportunities are for real estate investors right now. 🚀 GET THE INFINITE RENTAL SYSTEM — Buy your first (or next) rental with none of your own money → https://rentals.fasterfreedom.com 📖 In this episode you'll hear: ✅ What our first homes cost compared with what they'd cost today ✅ Why the monthly payment matters more than the price of the house ✅ How St. Louis compares to Kansas City, Dallas, Denver, and San Diego ✅ Why mortgage payments nearly doubled while home prices rose 28% ✅ Why homeowners with 3% mortgages refuse to sell ✅ Why unaffordable doesn't mean prices are about to crash ✅ What we're seeing firsthand at FasterHouse in the $150K–$250K market ✅ Where the opportunities are for investors in rentals, flips, wholesaling, and creative financing ✅ Our predictions for mortgage rates and home prices in 2027 ✅ Would we buy our first home today, or wait? THE ST. LOUIS AFFORDABILITY MATH: 🏠 2019 → $815/month, 14.7% of household income 🏠 2026 → $1,584/month, 23.8% of household income The American Dream of homeownership isn't dead. But the math behind it has changed dramatically. Whether you're buying your first house or your fiftieth rental, understanding that math matters more than ever. FREE RESOURCES + LINKS MENTIONED: 🚀 The Infinite Rental System — Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com 🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors → https://www.fasterfreedomcapital.com 🏠 RE Launch Free Community — Weekly coaching, deal reviews, and community support → https://www.skool.com/relaunch/about 📊 RealBooks — The bookkeeping software built specifically for real estate investors. Get 30% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606 📱 FOLLOW SAM: @samfasterfreedom 📱 FOLLOW LUCAS: @lucasfasterfreedom 🎙️ ABOUT THE FASTERFREEDOM SHOW: Hosted by Sam Primm and Lucas. Sam and Lucas own $40 million in real estate and have closed over 2,000 deals, all built using other people's money. Every week, they break down the actual strategies for using real estate to build wealth on a normal income. No fluff. No hype. Just the truth about how to escape the W-2 grind and build lasting financial freedom. Mortgage payments are estimates based on 20% down and a 30-year fixed rate (3.64% in 2019, 7.40% in 2026), principal and interest only. Figures are approximate and for educational purposes. #HousingAffordability #HousingMarket #MortgageRates #FirstTimeHomeBuyer #StLouisRealEstate #RealEstateInvesting #SamPrimm #FasterFreedom #AmericanDream #RealEstate2026